Question:
Has anyone ever had a problem with their bank where you make a transaction using your checking account (debit card), and the day after you make the transaction the money is credited back to your checkings? (never charged for that particular transaction).
I seem to be having that issue with my bank and now it's causing a whole bunch of problems because I'm not sure if that money is still there, or if it has actually went through...I have bills to pay, and if I don't know how much i have left, i'm not sure how much of my bills I can pay. my method is to use online banking, that way I don't have to write down all my transactions in a check book. it looks like I may now have to use the checkbook method until I figure out what's going on.
I've called my bank and they basically told me that if the vendor attempted to pull the transaction once and failed to do so, they won't get the transaction money.
Sufficient funds were available at the time of the transactions, and these transactions took place over a week ago, which is more than enough time for it to process.