I misunderstood, apparently. How does it work then?
I had prepared a huge two-paragraph essay to explain the rules, but I just found a far better way to explain it without making such a long post.
Play the free game online yourself with the new format using this link below:
http://www.dadt.com/millionaire/special/game/index.htmlThe rules at the start do a great job explaining the new format. I only spotted two errors in the online game: You can earn up to $68,600 in your bank during the first round unlike the $66,800 it claims, and you can only use the audience lifeline once in reality as the online game strangely allows you to use it over and over. Does this online game help you understand everything?